Privacy Policy

Effective Date: June 1, 2026

Welcome to Liberty Operating Capital LLC ("Liberty Operating Capital," "Company," "we," "our," or "us"). We respect your privacy and are committed to protecting the personal information you provide when using our website, services, and financing application process.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.libertyoperatingcapital.com and use our services.

By accessing our website or using our services, you agree to the practices described in this Privacy Policy.

We may collect information that identifies, relates to, or can reasonably be linked to an individual or business.

When applying for financing, requesting information, or communicating with us, we may collect:

• Name 
• Email address 
• Telephone number 
• Business name 
• Business address 
• Tax Identification Number (TIN/EIN) 
• Social Security Number (when required) 
• Banking information 
• Business financial information 
• Revenue and sales information 
• Credit-related information 
• Ownership information 
• Documentation submitted during the financing process 

When you visit our website, we may automatically collect:

• IP address 
• Browser type 
• Device information 
• Operating system 
• Pages visited 
• Date and time of visits 
• Referring websites 
• Usage data and analytics information 

We may obtain information from:

• Credit reporting agencies 
• Fraud prevention services 
• Identity verification providers 
• Referral partners 
• Brokers 
• Marketing partners 
• Public databases 
• Government agencies 

We may use collected information to:

• Evaluate financing applications 
• Verify identity and business information 
• Prevent fraud and unauthorized activity 
• Communicate regarding applications and accounts 
• Provide customer support 
• Improve our products and services 
• Process transactions 
• Maintain records 
• Comply with legal obligations 
• Market products and services that may interest you 
• Analyze website performance and customer engagement 

We may share information with:

Third-party vendors that assist with:

• Technology services 
• Website hosting 
• Payment processing 
• Customer support 
• Analytics 
• Marketing services 

We may share information with lenders, funding sources, financial institutions, and financing partners to evaluate and provide financing opportunities.

We may disclose information when required by law, court order, subpoena, government request, or regulatory obligation.

Information may be transferred as part of a merger, acquisition, restructuring, sale of assets, or other business transaction.

We may disclose information when necessary to:

• Prevent fraud 
• Protect company assets 
• Enforce agreements 
• Protect the rights, safety, and property of customers and others 

Our website may use:

• Cookies 
• Pixels 
• Web beacons 
• Analytics technologies 

These technologies help us:

• Improve website performance 
• Understand visitor behavior 
• Personalize user experiences 
• Measure advertising effectiveness 
• Maintain website security 

Most web browsers allow you to manage cookie settings through browser preferences.

We may send promotional communications regarding financing products, services, updates, and offers.

You may opt out of marketing communications at any time by:

• Clicking the unsubscribe link in emails 
• Contacting us directly 

Transactional and account-related communications may still be sent when necessary.

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from:

• Unauthorized access 
• Disclosure 
• Alteration 
• Misuse 
• Loss 

However, no method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as necessary to:

• Provide services 
• Maintain business records 
• Comply with legal obligations 
• Resolve disputes 
• Enforce agreements 

Retention periods may vary depending on applicable laws and business requirements.

Our website may contain links to third-party websites.

We are not responsible for the privacy practices, security, or content of external websites. Users should review the privacy policies of those websites independently.

Our services are intended for business owners and adults.

We do not knowingly collect personal information from children under 13 years of age. If we become aware that such information has been collected, we will take reasonable steps to remove it.

Depending on applicable law, you may have rights to:

• Access personal information 
• Correct inaccurate information 
• Request deletion of information 
• Request information regarding data sharing practices 
• Opt out of certain marketing activities 

Requests may be submitted by contacting us.

California residents may have additional rights under applicable California privacy laws, including rights related to:

• Access 
• Deletion 
• Correction 
• Data portability 
• Opting out of certain sharing activities 

We will process verified requests in accordance with applicable law.

We may update this Privacy Policy from time to time.

Any changes will be posted on our website with an updated Effective Date. Continued use of our website and services after changes are posted constitutes acceptance of the revised policy.

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Liberty Operating Capital LLC

Website: www.libertyoperatingcapital.com

Email: info@libertyoperatingcapital.com